Finally figured out why one of the 3 has my score so much higher (public record)

[Greyraven40]

I had a state tax lien that was released very soon after it was filed. I don't know if it was never reported to EX or it fell off. There's about a 60 point difference between EX and the other 2. I know getting my state to Withdraw the lien is out of the question but I went on and disputed it anyways with TU and EQ. Best I can tell on my records history the state filed the lien for $0 and it was released 2 months later. Does it help or hurt to harass the bureaus via online dispute, snail mail AND fax? Thanks in advance. grey

[Bell536]

I disputed EQ online and mailed backuo info...they ended up creating two separate disputes!

If submitting backup info, either mail it or fax it.  Be careful about doing multiples.

Also... exhaust all options with the creditor first.  CRAs can come back verified too easily because of eoscar system that leaves alot to be desired in the whole dispute process.

 Just my opinion...  

[mauve]

This is getting dangerously close to endorsing starting false disputes.

I disputed a public record that was reporting incorrectly - the court address didn't match. As long as there's something inaccurate about it, you can dispute that. I had luck getting mine off of EQ but not the others by asking for their method of verification, since PRs usually are reported by a 3rd party and not by the place whose address is on your report. I specifically said that I was not disputing, and I did it via snail mail.

[mauve]

To clarify, I had 2 PRs, both on all 3 bureaus. I got at least one removed via dispute for the address being wrong and another removed by asking for the method of verification. They did not come off of all 3 bureaus, though, especially since they were not reporting the same on all 3.