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Regular Contributor
Posts: 214
Registered: ‎03-31-2015

Finally in the yellow!

It's taken me over 2.5 years to get to this point, and I've had to restart my rebuild multiple times over that period due to employment related setbacks (three layoffs in 3 years!!!), but my scores are finally all in the yellow! Yay!


FICO scores as of 3.17.17.JPG

Starting scores as of 8/14: Low/mid 500s
myFICO 08 scores as of 9/18/17: EX: 685, TU: 687; EQ: 680 | Mortgage scores as of 9/18/17: EX02: 643, TU04: 663, EQ05: 651
Goal of FICO 8 700 across the board and mortgage scores above 680 by 11/1/17
USAA Cash Rewards Mastercard ($2000, 1/07) | Cap One QS ($8500, 07/14) | Cap One Spark Business ($3500,12/14) | CareCredit ($12,000, 3/10) | NFCU CashRewards Visa ($19,000, 3/15)| NFCU CashRewards Visa ($25,000, joint, 4/16) | NFCU CLOC ($15,000, 5/16) | Amazon Prime ($4000, 5/16) | Laid off in summer 2016, re-employed and restarting rebuild January 2017
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Posts: 1,675
Registered: ‎06-30-2016
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Re: Finally in the yellow!


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
Community Leader
Valued Contributor
Posts: 2,805
Registered: ‎03-23-2009
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Re: Finally in the yellow!


EQ 679 EXP 700 TU 763
Senior Contributor
Posts: 3,555
Registered: ‎05-25-2016
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Re: Finally in the yellow!

Congrats I'm a year and a few mths in and my Tu just hit the yellow. The others are lagging behind but I'm making progress so that's all that's matters esp coming from 400s credit score Feb of last year when I started
Established Contributor
Posts: 604
Registered: ‎05-09-2016

Re: Finally in the yellow!

Congratulations OP. It's a nice feeling to have any one of them to hit that color. I have TU and EQ two points from it. Yep, with rebuilding it's the ability to keep going when roadblocks hit.
New Contributor
Posts: 95
Registered: ‎01-03-2016
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Re: Finally in the yellow!

[ Edited ]

Nice job I have the elusive EQ left and I'm there 👍🏽

Posts: 89
Registered: ‎12-05-2016
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Re: Finally in the yellow!

Great job OP! I'm anxious to hit the yellow myself!

In the garden since 6/2017 Total Credit Lines: $21,000

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