Finally made it into the 600s Club!!!

mocha82 · ‎06-01-2011

I paid off a medical collections account with the OC and the account was deleted ($1045.00). I checked my score today and it went up from 588 to 618. I am so excited! I am looking to purchase a home in the fall and I need a minimum of 640 so I'm almost there. Thank you to everyone on the boards who have taken the time to answer all of my questions and the questions of others. Also thank you to everyone who continues to offer support and encouragement to those of us who are trying to rebuild our scores.

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

Take the FICO Fitness Challenge

stoopidmunkee · ‎06-01-2011

That's awesome congrats!

CITI - $3500 - CAP1 - $750 - RZMC - $600 - BOA - $600 - CAP2 -$500 - Credit Union $500

TU: 707 (From Wal-Mart's website) * Finally made the 700 club!!!!!!!*

llecs · ‎06-01-2011

Congrats!

Anonymous · ‎06-01-2011

Way to go. I got some letters out and CC payments in, so I hope to be there within a month also.

MissMia75 · ‎06-01-2011

I am so happy for you!!!!

You are almost there

Starting Score: 06/2011 505 EX 523 Lender Pulled
Current Score: 08/2011 628 EX 575 Lender Pulled
11/14/2011 TU 584
Goal Score: 700

Take the FICO Fitness Challenge
***Closed on my home 05/18/2012***

MBOhio2 · ‎06-01-2011

Congreats - I just made it to the 600 club myself last week!!

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
July 2017 Current Scores: Approx 710 (waiting for official updates)