freshstart2012 wrote:
proudnavymom wrote:
freshstart2012 wrote:Thanks guys! Super excited. I definitely have a boost to keep going now
annielorie, they are deleting the entire TL from my DH's CR. He used to have 2 Capital One cards several years ago that went into default. This one was charged off but still owned by them. I sent them a PFD offer worth $500 (current balance is $1,700). For some reason they just decided to delete without payment. I get to use the $500 toward other debts now.
His second Capital One card might be a different story. He defaulted on both of them at the same time but for some reason the one that they are going to delete was never sold to a CA. The other one was sold to Asset Acceptance. I have sent them a PFD. If it works then I will GW Capital One.
To those requesting info, I'm sending PMs your way
Good luck with Asset Acceptance. I just paid a settlement with them that they offered, but haven't gotten them to agree to a deletion yet. I am still waiting for it to be updated on my CR and then I plan on GWing them. Congratulations on the delete and best of luck with this one.
So far I haven't received one response from Asset Acceptance. I sent them a PFD agreeing to their settlement offer and still nothing. Might have to send more letters out soon.
I never could get Asset Acceptance to agree to a PFD. In fact they didn't answer not one of my letters and refused a PFD over the phone. They did agree verbally to not note it as settled, but I'm not holding my breath on that one. I finally paid the settlement because it was an extremely good offer. I have been waiting forever for them to update it on my CR to a balance of 0. Once they do that, I am going to GW them.
Starting Score: TU488 EQ483 6/4/12
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