Finally out of the 500's!! Woohoo

PapasWifey · ‎02-08-2012

Well, sorta

Honda Finance just updated my report, I'm assuming they removed the lates and the charge off (I'm not sure because I haven't checked the actual credit report), and my score went up 11 points (591 to 602)! yiippee!

The only score I checked is EQ (I got a scorewatch alert) but hey at least that's an increase on one! Honda reported to all 3. I'll check TU score in about a month or two after my cc's start reporting.

Hopefully it's not short-lived LOL.

Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650

Take the myFICO Fitness Challenge

Anonymous · ‎02-08-2012

Yay congrats!

currentlywinning · ‎02-08-2012

GOOD WORK! KEEP CLIMBING!

Just keep swimming...just keep swimming...just keep swimming, swimming, swimming....

RTOrockstar · ‎02-08-2012

Great step in the right direction.

My lowest score is my equifax which was at 582 in mid-January and provided that paying off a personal loan doesn't drop me any points, I should see the 600's in a month or so.

Yoli14 · ‎02-08-2012

Yay, congrats!!

Myfico on 02/21/12
Trans: 538 EQ: 591 Ex???
Myfico on 10/09/12
Trans: 600 EQ 602 EX???
Lender Pull 04/15/13
Trans 680, EQ 644, Ex 608
"I'm not telling you it is going to be easy, I'm telling you it's going to be worth it"

PapasWifey · ‎02-08-2012

Thanks everyone!!! I really appreciate the support. Thank GOD I learned about a GW here from this site. I'll take the 11 point increase, especially without having to pay anything to get it.

It feels good to see SOME type of progress for the hard work that we are all doing here. Lets go guys and girls we can reach our goals!

Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650

Take the myFICO Fitness Challenge

seattletravels · ‎02-08-2012

Fantastic news! Congratulations!!

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

Helpmeraiseit · ‎02-08-2012

Congrats, keep it up

proudnavymom · ‎02-08-2012

Congratulations!! I am hoping to get there before too long!!

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board

Anonymous · ‎02-08-2012

Good job!!