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Finally sitting at the 700 Table!

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RaVeN50G
Valued Member

Finally sitting at the 700 Table!

I am very happy to announce that I finally hit the 700 club with one of my scores. I started my journey with a score of about 550 all across the board and yesterday I received an alert from Barclay's after they gave me a CLI that my score has changed. Today I checked and was excited to see 707. I have my last 2 baddies scheduled to fall off in the next 6 to 8 months. Once those come off I will buy all 3 scores and see what I'm sitting on. Just wanted to share the news with all of you and to give you guys a big thank you. I lurk around here at least once a day just to try to better educate myself and learn from everyone here. Again a big THANK YOU!

 

IMG_4877.PNG

TU: 707 (11/2014) EX: 696 (12/2014) EQ: 670 (12/2014) All Lender Pulls.
Short Term Goal: 700 Across the Board Long Term Goal: 750+
| Macy's: 1k | Barclay's Rewards: 3.3K | Quicksilver 3.8K | QuickSilverOne 1.5k | AMEX BCE 5.5K | DiscoverIT 6.1K |
USAA VISA Rewards 7K |
Last App 12/2014. In The Garden Till 12/2015... Hopefully
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Finally sitting at the 700 Table!

Congrats! Great news.

Message 2 of 15
finallyfixingit
Regular Contributor

Re: Finally sitting at the 700 Table!


@RaVeN50G wrote:

I am very happy to announce that I finally hit the 700 club with one of my scores. I started my journey with a score of about 550 all across the board and yesterday I received an alert from Barclay's after they gave me a CLI that my score has changed. Today I checked and was excited to see 707. I have my last 2 baddies scheduled to fall off in the next 6 to 8 months. Once those come off I will buy all 3 scores and see what I'm sitting on. Just wanted to share the news with all of you and to give you guys a big thank you. I lurk around here at least once a day just to try to better educate myself and learn from everyone here. Again a big THANK YOU!

 

IMG_4877.PNG


Congratulations on your success. May I ask how long it took you to hit 700?

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 3 of 15
RaVeN50G
Valued Member

Re: Finally sitting at the 700 Table!

It took me about a year to get to where I'm at now.

TU: 707 (11/2014) EX: 696 (12/2014) EQ: 670 (12/2014) All Lender Pulls.
Short Term Goal: 700 Across the Board Long Term Goal: 750+
| Macy's: 1k | Barclay's Rewards: 3.3K | Quicksilver 3.8K | QuickSilverOne 1.5k | AMEX BCE 5.5K | DiscoverIT 6.1K |
USAA VISA Rewards 7K |
Last App 12/2014. In The Garden Till 12/2015... Hopefully
Message 4 of 15
gagirl82
Regular Contributor

Re: Finally sitting at the 700 Table!

Thats great! Congrats!

Message 5 of 15
Anonymous
Not applicable

Re: Finally sitting at the 700 Table!


@RaVeN50G wrote:

Finally sitting at the 700 Table!


Dang, I hate you.

 

I've been sitting at the 690+ but less than 700 table for several months now...it just won't go over the 700  (I have a tax lien sitting there untl Feb 2015 so I suspect that's holding me back)   I have seriously been inching forward 1-2 points at a time and at 697 2 months now.

 

Begrudging Congrats!!

Message 6 of 15
jacksont1981
Frequent Contributor

Re: Finally sitting at the 700 Table!


@Anonymous wrote:

@RaVeN50G wrote:

Finally sitting at the 700 Table!


Dang, I hate you.

 

I've been sitting at the 690+ but less than 700 table for several months now...it just won't go over the 700  (I have a tax lien sitting there untl Feb 2015 so I suspect that's holding me back)   I have seriously been inching forward 1-2 points at a time and at 697 2 months now.

 

Begrudging Congrats!!


CreditFlunky, I would call the CRA's and ask for early deletion on that tax lien. Read threads on here about people who have had success. You are will within the 6 months timeframe and I would call ASAP

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 7 of 15
Anonymous
Not applicable

Re: Finally sitting at the 700 Table!

Another great sucess storySmiley Happy

 

Congrats OP on your credit journey, you have deserved it...  I on the other hand just started 3 months agoSmiley Sad

 

 

Won't be long before your knocking on 800's door!!

Message 8 of 15
Anonymous
Not applicable

Re: Finally sitting at the 700 Table!


@jacksont1981 wrote:

CreditFlunky, I would call the CRA's and ask for early deletion on that tax lien. Read threads on here about people who have had success. You are will within the 6 months timeframe and I would call ASAP


 Wow, I can't believe I didn't even think of that.  I've seen threads about that but didn't pay attention.

 

Thanks for the advice....I'm gonna start searching threads.

Message 9 of 15
mmmlive1999
Frequent Contributor

Re: Finally sitting at the 700 Table!


@RaVeN50G wrote:

I am very happy to announce that I finally hit the 700 club with one of my scores. I started my journey with a score of about 550 all across the board and yesterday I received an alert from Barclay's after they gave me a CLI that my score has changed. Today I checked and was excited to see 707. I have my last 2 baddies scheduled to fall off in the next 6 to 8 months. Once those come off I will buy all 3 scores and see what I'm sitting on. Just wanted to share the news with all of you and to give you guys a big thank you. I lurk around here at least once a day just to try to better educate myself and learn from everyone here. Again a big THANK YOU!

 

IMG_4877.PNG


Nice!

 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 10 of 15
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