@buyhouse36 wrote:I just downloaded a copy of my free report on annualcreditreport.com....experian. Where can I find the 'fall off' date or the excluded date??? I see the 'date opened'...'reported since'....'date of status'....'last reported'. Thats is....Am I blind???
You wont see it in online reports the reports need to come directly from each CRA in the mail. You can calc it this way, if its a good closed account it will report up to 10 years from the date that it lists as closed. For negative items you would find the DOFD this is the first 30 day delinquent that led to the CO, from this date it will be 7.5 years.
