Fingerhut Finally Reported!!!

[Melanie220]

So I've been waiting forever and a day for Fingerhut to report my revolving acct and they finally did! I got a score boost of......... ONE point  

They did report my balance at 132/200 although I paid in full before the due date. Hopefully next month I'll only have a $12 balance or something in that area and I'll get a better boost???

I should have UTI at or below 9% right????

[guiness56]

Congrats on the reporting.  One point up is one point in the right direction.

Yes, 9% or below.

[Melanie220]

Thanks Guiness!

[deadbishop]

Fingerhut for me don't report if you have a zero balance. I have to buy something then I pay it off then it will report for that month as ok.
If I don't do anything in a month they don't report for me in that month.

[Melanie220]

That's good info, thanks! Even though I really don't need much from their site it is my only line of reviving credit. So I guess I'll order something small or on sale for a few months to build history and then app for a secured card.

[Melanie220]

*revolving, sorry for Typos sent from IPhone 5