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Could someone please explain this to me? I know that I have to send a $30 deposit after ordering something but do I have to pay the balance off in 6-8 payments to graduate? I was approved yesterday before my initial post and was very excited lol
For example, let's say that I order something that's only $60. I send the 30 deposit. Can't I just pay it off completely or does it have to be six payments, six months in a row?
Please forgive me for this silly question. I am not unintelligent but, thanks to a brain injury, some things only become clear to me after a detailed explanation Thanks!
Basically you make a one time purchase of 50 or more them place the 30 down payment. then you make payments on it. As for the 6-8 payments isnt really needed to graduate to a regular account. I just graduated from the freshstart program myself. My process was only 23 days.
My journey with the freshstart program http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/My-Fingerhut-Journey-From-FreshStart-to-Revol...
Thank you so much I just didn't want to mess up the program by paying the item off in less than 6 pmts.
@Anonymous wrote:Basically you make a one time purchase of 50 or more them place the 30 down payment. then you make payments on it. As for the 6-8 payments isnt really needed to graduate to a regular account. I just graduated from the freshstart program myself. My process was only 23 days.
That is so great Fingers crossed it'll work the same for me.
@Anonymous wrote:My journey with the freshstart program http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/My-Fingerhut-Journey-From-FreshStart-to-Revolving-Account/m-p/3442231#M365229