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Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
0

Fingerhut/NFUC Reporting

I just got a Fingerhut Frestart Loan and a Share Secured Loan from NFCU. Anyone had these before? How long did they take to report?

 

 I couldn't event get a Cap 1 Secured Card , so I'm getting quite frustrated trying to put some positives on my report. They seem to  not want to report, but my CAs report right away..ahhhh so frustrating!!!!!!   Sorry you all just had to gripe!


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


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Regular Contributor
unusuallyconfused
Posts: 232
Registered: ‎03-05-2013
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Re: Fingerhut/NFUC Reporting

In my case, I got an instant approval for a Fingerhut line of credit (whopping $200) in the middle of February 2013. the credit report they pulled (at the time) had two closed credit card accounts from 2003/2004 (positives) and one 2 year old paid repossesion (which I got deleted last week).

 

Anway, I made a purchase, received the purchase and am still waiting for them to issue a statement so I can pay. They say they issue statements within 2-4 weeks after you order/open your account. Almost one month later, no statement (I'm sure any day now), but they haven't reported to any credit bureaus yet, either (I get unlimited 3 bureau reports which I order one 3 bureau report daily plus I have scorewatch with myfico, etc). So I'm sure they haven't reported yet.

 

I'm sure somebody else knows the answer, but for me, they haven't reported yet - so for you, if you were just approved, you're in for a wait.

 

My guess is they will report a little before or after the statement cuts. Or perhaps at the end of this month? 

 

All I do know is that they do report. Others hopefully will chime in as to when!

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
0

Re: Fingerhut/NFUC Reporting

Thanx. I hope so. I haven't even gotten as much as a new account notification, yet my inquiries for a denied Cap 1 secured popped up right away.


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


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New Contributor
annakathleen75
Posts: 58
Registered: ‎01-29-2013
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Re: Fingerhut/NFUC Reporting

I opened fingerhut one month ago, ordered a week later, received item a week later, but no statement yet, however they reported last week.
Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
0

Re: Fingerhut/NFUC Reporting

So I'm probably looking at next month on both accounts. Hopefully there is some increase. Hope I don't get too much of a drop from AAoA going down. Hopefully it will just show positive payment history of which I have none and new accts which i have none. Just a ton of baddies that refuse to die


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


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Established Contributor
ktl72455
Posts: 831
Registered: ‎12-09-2012
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Re: Fingerhut/NFUC Reporting

HP Feb 3rd and added account  w/ CL on CR Feb 21st recieved all information/card later in the mail.

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)

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