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Fingerhut reporting 4 times!

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sharriel
Frequent Contributor

Re: Fingerhut reporting 4 times!

Which 2 do I ask them to remove?

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 11 of 18
sharriel
Frequent Contributor

Re: Fingerhut reporting 4 times!

Ok, so if I pay Midland, do I then GW all of these companies?

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 12 of 18
guiness56
Epic Contributor

Re: Fingerhut reporting 4 times!

I edited my reply and posted again.  It appears the OC sold the debt to different banks.  If that is the case then they are reporting legally. 

Message 13 of 18
guiness56
Epic Contributor

Re: Fingerhut reporting 4 times!

Message 14 of 18
sharriel
Frequent Contributor

Re: Fingerhut reporting 4 times!

What can I do from here then?

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 15 of 18
sharriel
Frequent Contributor

Re: Fingerhut reporting 4 times!

Thanks!

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 16 of 18
sharriel
Frequent Contributor

Re: Fingerhut reporting 4 times!

I don't understand how this is legal (or fair to a consumer) that 1 account is being reported negatively 4 times!  It looks horrible on my report.

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 17 of 18
guiness56
Epic Contributor

Re: Fingerhut reporting 4 times!

It's legal because when they sold it the new OC can report it.  However, all of the other ones have to show a 0 balance.

Message 18 of 18
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