Fingerhut

[Whitneyy]

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@Anonymous wrote:

What was his credit limit prior to the increase and what's his balance currently? I personally would not spend the additional $400. As a side note: they report to Equifax and TransUnion - not Experian. I'm not sure if you knew that so I wanted to share that with you. Hope this helps!

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This is interesting, my fingerhut as well as others I know who have report to all three bureaus. I think you can contact them to remind them that they aren't reporting to all three.

[Anonymous]

@ Whitneyy:

I'll have to check in to this as Fingerhut has been reporting to both TransUnion and Equifax monthly up til now. I'm not sure why they are not reporting to Experian. Thanks for chiming in. I will give them a call this week . .

 @ rym4rsn:

I agree with not closing it out. It will help your utilization much better by leaving it open and not using it.