First Credit Card after BK: Open Sky

[Anonymous]

The third person on the link said "Normally they want to see the discharge before they will issue a new charge card, but nothing prohibits you from applying."

They did not say you were not supposed to, just that you may not get credit if you do.

I guess you don't realize that you if you say something, it is up to YOU to back it up with proof, not someone else.

BTW, when I said "this forum", I mean the ficoforums.

Moving On....

I am working on my rebuild, any hints or tips from those who are experienced in rebuilding is greatly appreciated!

JustMoi

[Anonymous]

You know, Em71 said "I didn't think..." and was trying to help. You are displaying a bad attitude, and I doubt many would wish to answer any question you pose. I know I'm done. Buh-bye.

[Anonymous]

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@Anonymous wrote:

The third person on the link said "Normally they want to see the discharge before they will issue a new charge card, but nothing prohibits you from applying."

They did not say you were not supposed to, just that you may not get credit if you do.

I guess you don't realize that you if you say something, it is up to YOU to back it up with proof, not someone else.

BTW, when I said "this forum", I mean the ficoforums.

Moving On....

I am working on my rebuild, any hints or tips from those who are experienced in rebuilding is greatly appreciated!

All I said was that I read it and I did back it up by showing you how to see what I read.  I can't make you look.  YOU, on the other hand, never backed up the statement in quotation marks that you attributed to me.  I guess you didn't know you have to back up what you said.

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[Anonymous]

I"m sorry, I wasn't trying to be rude. I didn't understand why you said we weren't supposed to, I thought you meant it was a rule or a law, like in Chapter 13.

I have read a lot of the Bk posts. Everyone's situation is different. I haven't had credit cards for over a decade, so I am not just getting back into the same debt again. I have to get a loan for a car after my discharge, so I am trying to get some positive on my report before that.

JustMoi

[Anonymous]

I don't see anyone in this thread with an attitude, but I do see some people acting childish. For whatever reason if you do not want to help someone : don't. Personally, I would get pretty defensive if someone told me I was breaking the law. .

As for Open Sky: get rid of them as soon as possible. I had many problems and phantom fees when trying to close mine. You might also want to check out some secured credit cards or My Jewelry Club.

[Shogun]

I don't know much about BK, I do know there are some written and "unwritten" rules.  I'm sure no malcontent was intended here.  Please play nicely.  Thank you!

[gdale6]

Please play nice guys and gals, I will appreciate it. All of you have a great day