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Valued Member
CollectionKing
Posts: 36
Registered: ‎11-05-2012

Re: First FICO pull since rebuild started...

All the info about me is in my rebuild thread here


Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Regular Contributor
StartingLifeOver
Posts: 136
Registered: ‎02-06-2009

Re: First FICO pull since rebuild started...


CollectionKing wrote:

467 on EQ, talk about gut wrenching, I have a LONG way to go.  Guess I will get to know everyone here quite well.

 D

This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything.  I'm 26 so I guess the positive to all of this is that it's happening when I'm young.


You can do it! I started from the same place--check out my scores (and I have a BK)…anything's possible.

NFCU Cash Rewards: $14,000/FNBO Platinum: $4,600/Best Buy Cap 1: $2,500/Care Credit $7,600/TJ Maxx $600

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 715 EQ FICO 693 EX 660 all via lender pull 5/9/13
Goal Score: 720

Valued Member
CollectionKing
Posts: 36
Registered: ‎11-05-2012

Re: First FICO pull since rebuild started...

Yea I filed Chapter 7 back in 2010

Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Valued Contributor
dodgerslv
Posts: 1,693
Registered: ‎06-16-2012

Re: First FICO pull since rebuild started...

[ Edited ]

CollectionKing wrote:

467 on EQ, talk about gut wrenching, I have a LONG way to go.  Guess I will get to know everyone here quite well.

 

This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything.  I'm 26 so I guess the positive to all of this is that it's happening when I'm young.


Were with ya buddy! you are not alone! I went through it also...started in the 500's all across, it can be a long and frustration journey (was in my case) but i remained positive and strong!!!



biggest limits: BofA Privilege (33K)/ BofA Cash Rewards (27k)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Regular Contributor
getmycreditright
Posts: 199
Registered: ‎05-23-2007

Re: First FICO pull since rebuild started...

You can do it! I had a 423 in 2007 and I just got into a good spot in 2012. It takes a LOT of patience, but it can certainly be done. The biggest change comes from within you! I'm here to help in anyway I can. Best of luck on your journey!

-------------------------------------------------------------------------------------------------
Starting Score - 575 (4/10)
Current Score - EQ - 750, TU - 752, EX - 728 11/4/12

Current Cards:
AMEX SPG ($7.5k), Amazon.com Visa ($3k), Discover More ($2k) all since 11/4/12

Fighting the good fight!

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