467 on EQ, talk about gut wrenching, I have a LONG way to go. Guess I will get to know everyone here quite well.
This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything. I'm 26 so I guess the positive to all of this is that it's happening when I'm young.
Starting Score: 467 EQ
This is how I did.
Paid all CO and CO Seattle or PIF or PFD whatever they accept.then wait for 6 months when first round done. Then hire credit repair do these job. Leave it alone go vacation or do something for another 6 months. Then you see big change lol. I just hoping lol. But remember pay bill ontime . Now I'm on vacation the only 1 thing I did it sent PFD on 2 account will fall off longer than another lol
I did all my credit repair myself by look up everything on this forum and some others.......Take note.....Learn......Bold Tips and many important thing on my credit file. I start on 550 and get up to 675 up till today. Down from 3 collection 2 charge off few lates and now im down to 2 charge off...........My score increase so much and i believe you can do that too.....Just dont give up..........I sent about 200 letter so far with my process......but i guess its work out so good......Dont even had to paid a penny since they all out of SOL and get my credit so clean...........
From no credit at all from last years and now i own USAA credit card, Amex Express NSPL and Delta...........i mean.....its feel great that u submit the application button and its went straight approved for 5 second. There is nothing better than that...............
CollectionKing wrote:467 on EQ, talk about gut wrenching, I have a LONG way to go. Guess I will get to know everyone here quite well.
This is my second journey to rebuild, I started back in 08 and went from a sub 500 score to 620+ and got my house, then I got sued and pretty much lost everything. I'm 26 so I guess the positive to all of this is that it's happening when I'm young.
That is a tough situation you are in but you have pulled yourself out of the ashes once and will do it once again.....I look forward to hearing about your future success.
Edited because my earlier post was from my phone and didn't quite see the entire post like I should have.
Well give us some info, we're ready to get this ball going!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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