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UPDATE: Experian has already deleted the collection.
I feel a bit odd/badly about that-- but also very happy that it's off of my report. Waiting to see what the other bureaus say and if I don't get the same resultt, I'll both record a convo with the collection agency and pay it and ensure that they delete it.
If it's deleted off all three, I'll donate $40 to a good cause to ameliorate my guilt. Thanks all!
Just an update... First Federal collection was deleted on Experian...Now to see if they are going to delete from the other 2...*patiently waiting*
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |