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Hello..new to the forums. Been reading for about 2 weeks. Decided to try a GW letter to my FCU that had one 30 day late on a loan that was paid off by the insurance. Here is my response...
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Hi Chad,
I am in receipt of your dispute on the 30 day late mark that is reporting on loan #10000xxxx. I do see that the loan was paid off from insurance, although this is not a credit union error, I have contacted all 3 major credit bureaus to have them delete the 30 day late mark as a onetime goodwill. This change to your credit can take about 30 days to reflect on your credit. If you have any further question please let me know.
Sincerely,
Amy ---------
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I used a template for a GW letter from here and it worked! I'm so glad I found these forums because I would have no idea where to start. Thanks everyone!
Excellent!!!!! Now if all GW's were that easy!!!
Just an FYI...if that's your real acct #....change it to x's like so : #xxxxxxxxxx
I'm totally a nut about identity theft!!