04-09-2013 11:31 AM
I got a phone call today regarding an old First Premier card, I asked for a DV over the phone and ended the call..What can I do since I don't want them to re-age it with payment. this is the account info..thanks for any advice.
Status as ofDate opened [?]Date of last activity [?]Date closed [?]Loan type [?]Credit limit [?]Largest past balance [?]Account Type [?]Account holder [?]Industry
04-09-2013 11:37 AM
It would be against the law to re-age it with payment. Depending on what state you are in, could reset the SOL for suing if it were up. I would avoid a payment plan to be safe, and wait to pay or settle when I could do it in one payment. What is the DOFD? Your last payment was in September of 05?
04-09-2013 11:38 AM
04-09-2013 11:41 AM
05-15-2013 03:15 PM
I sent First National Collections a DV then I get a reply back from First Premier that they received information that I was disputing information?? My dv was the standard one posted on the sticky here....Any thoughts on how to proceed?
05-15-2013 03:20 PM
Not sure what the standard one posted here is.
The OC should not be answering the DV, that is the CAs responsiblity. Wait and see if the CA responds. They cannot continue collection activity until they do.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.