I just wanted to say hi and say that these forums ar great for people that need to rebuild there credit. I have gone from 517 TU to 613, 518 EQ to 629, and an Experian from other site 687 on one site and 663 from actual Experian site no sure why that much of difference if both have same info. I have a car loan from Membersource CU for 06 BMW and have had 5 30 days late got married last year and payed for everything myself and had drop in hours so was barely making it. I am up to date now actually saving money now. My question is TU reports the 5 late payments and EX and EQ dont they both show all payments on time 0 lates is this normal to see and can I call TU and see if they are willing to change the late payments to OK. I have called the CU and they said they cannot do this, as I have read other people doing this. Not sure what do at this point. Any help would be appreciated thank you.
Starting Score: 586TU 595EQ 580EX
Ok I will give it a shot see what happens the worst they can say is no. I was thinking maybe stating on there that I am willing to opt to automatic withdraw payment anything to better my score. I have just this and one baddie from when I signed an apartment for my sister and she messed it up so they and charged 1172 for replacing the CARPET, I WAS THINKING WOULD THAT HAVE BEEN COVERED BY NOT RETURNING THE DEPOSIT? Only thing she messed was not taking pictures when she first moved in of the carrpet. But oh well lesson learned I should have gone and double checked everything was in order bfore she turned in keys. Thanks for the advice.
