Established Member
Posts: 22
Registered: ‎06-16-2012

First Premier Closed, 32 pt jump on Equifax

That is unbelievable. I closed a Credit One Credit Card too...maybe another jump like that? not likely, but I am so happy.


EQ now at 710

Regular Contributor
Posts: 138
Registered: ‎11-11-2011

Re: First Premier Closed, 32 pt jump on Equifax

Wow, that's HUGE!!!! Good job!

Starting Score: April 2011- EX FAKO 639, EQ FAKO 645, TU98 FICO 665
Current Score: Jan 2013- EQ FICO 746, EX FICO is the best kept secret in the world, I guess, TU FICO ???, Vantage 790
Goal Score: 760 by years' end. I didn't make the 760 club in 2013 but I'm pounding down the door in 2014.

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Community Leader
Super Contributor
Posts: 5,725
Registered: ‎03-06-2010

Re: First Premier Closed, 32 pt jump on Equifax

Wow...what other cards do you have?

Did you close them at the same time or one after the other?


I also have First Premier and Credit One and wanted to know what closing will do...I hope my experience is as good as yours! Congratulations on your mega point increase!

Established Member
Posts: 22
Registered: ‎06-16-2012

Re: First Premier Closed, 32 pt jump on Equifax

I have

Citi Diamond 3000 CL

Orchard Bank 300 CL

Chase Freedom 300 CL




I closed First Premier and Credit One on the same day. Keep in mind that I never used those cards, so it was easy to close em and I didnt have to pay the annual fees for em. Is it true that Credit One charges fees even if you dont use the card? thats one of the reasons I fired that card.

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