Re: First Premier Fall Off

thrifty82 · ‎03-26-2013

My paid First Premier charge off is, according to my credit reports, suppose to fall off March, 2013. I know March isn't over yet, but when should I reasonably expect this account to be gone?

Oct, 2011 FICO 637
March, 2012 FICO 662
Goal:750

Shogun · ‎03-26-2013

Within 30 days generally. Remember, it says expected.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

cqdealer711 · ‎03-26-2013

when is the DoFD of the account? sometimes they do "expected" a few months shy of the 7 year mark, at least IME

Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

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RobertEG · ‎03-27-2013

Expiration of 7 yrs plus 180 days from the DOFD on the account requres exclusion of the charge-off from further credit reports

It does not require fall-off (deletion) of the account.

Exclusion of the charge-off wont compel the exclusion of other account information.

First Premier Fall Off

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First Premier Fall Off

Re: First Premier Fall Off

Re: First Premier Fall Off

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