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Valued Member
Posts: 41
Registered: ‎10-24-2012
0

First Premier PFD - Success!

[ Edited ]

Surely this is either dumb luck, or I am not understanding something.

 

I sent 2 PFD letters to First Premier bank for two seperate accounts. I used the letters from this site. Yesterday I got back two seperate letters both stating the following:

 

"Dear WhiskeyR,

 

"This letter is regarding your recent request for information on the First Premier Bank credit card account ending in XXXX.

 

"We have completed our investigation and have determined you are not responsible for the disputed account. We have sent information to the four major consumer reporting agencies to remove the account from your consumer file. Please allow 60 to 90 days for the update to reflect on your consumer report. We apologize for any inconvenience this may have caused.

 

"Unfortunately, we are unable to release the account information you are requesting at this time. In cases involving identity theft, the Fair Credit Reporting Act provides an alternative method by which you may be able to obtain some of the requested documents......"

 

Then it goes on to give me instructions to obtain those documents. I never said anything about identity theft or anything. Do I just disregard this part? If so, it looks to be a huge victory for me... they didn't even request any money from me! Am I missing something here?

 

 

Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
0

Re: First Premier PDF - Success I think?

I would call that a delete.


Don't question it, just wait for your report to update.

Scores: about 700 across the board
Total CL: $275k
Valued Contributor
Posts: 2,136
Registered: ‎03-30-2012
0

Re: First Premier PDF - Success I think?

Which letter did you use???

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Valued Member
Posts: 41
Registered: ‎10-24-2012
0

Re: First Premier PDF - Success I think?

It was the basic letter from the FAQ/sticky or whatever on this forum.

Valued Member
Posts: 41
Registered: ‎10-24-2012
0

Re: First Premier PDF - Success I think?

As of today, both accounts have been removed from my credit reports. I know most have had very little luck with First Premier, but I encourage you to send in a PFD letter anyways. I got delinquincies of ~$1000 removed from my report for the cost of two certified letters.

New Contributor
Posts: 50
Registered: ‎01-02-2013
0

Re: First Premier PDF - Success I think?

That's amazing! Can you PM me the address you used for First Premier?

Valued Member
Posts: 41
Registered: ‎10-24-2012
0

Re: First Premier PDF - Success I think?

Hi kk627,

 

I simply used their main PO Box that was listed on my credit report. I didn't send the letters anywhere special and I didn't send them to anyone specific. I just did a normal PFD as found on this forum. I left the letters at work, but if you need the PO Box I'll find it for you tomorrow.

 

I may have just gotten lucky. I almost didn't bother to even try because a quick search of this forum leads one to conclude that it is impossible to get First Premier delinquent accounds off your reports. So I want everyone to know it is definitely worth a try.

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: First Premier PDF - Success I think?

Congrats

New Contributor
Posts: 122
Registered: ‎01-16-2013
0

Re: First Premier PDF - Success I think?

Does anyone have contact infor or email for them?

Valued Member
Posts: 36
Registered: ‎06-25-2013
0

Re: First Premier PDF - Success I think?

Can you provide the letter you used! I would greatly appreciate it!

Beginning Scores: EQ 487 EP 527 TU 567 June 2013
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FICO EQ 501 EX 580
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