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Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
0

First Premier Success HOLY SMOKES!!!!!

So I sent a DV about 3 and half weeks ago.. A couple days ago I recieved an alert showing the account.. But no change.. Weird. Figured they probably were in the process of validating. I did a couple searches on here and saw that another person had success with a debt transfer program where you pay the amount that you are over your original limit and they reopen the account and remove the charge off status. There was also a number the person had called.


So after seeing the alert, i finally decided to bite the bullet and take a shot at them over the phone to pay if off and hopefully take advantage of the program.


I called 30 mins ago and asked about the program they asked me for my social past address and phone dumber dob... Blah blah blah


He looks up the notes and says "it looks like i have a couple notes here on both your accounts that we performed a fraud review and realized you are not responsible for these accounts. They have been marked for deletion"

 

Holy crap here I am offering to pay to take advantage of a program and cough up some cash and hes telling me no worries accounts are being deleted!

 

I asked for confirmation email or something and he said there was 2 letters sent out one on 12/4/2012 and one on 12/5/2012.


He even placed me on hold to verify with somebody else that the notes were accurate and came back and said they were.

He told me to dispute with CRA and I told him I already have and that they came back verified. He told me to give it some time that they take a while to update...

 

I told him i sent a letter asking for the debt to be verified and if i was going to be receiving a response in the mail with deletion. He said I should be receieving those letters in the next couple days!!


Wow im so happy!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

:smileylol:

 

 



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

Wow, that's great! Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
tattooedhusker
Posts: 500
Registered: ‎10-25-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

Congrats! I wish I had any semblence of luck with FP...they are a tough one!

NFCU CashRewards $13.5k | AMEX BCE $9.5k | Lowes $17k | Sportsmanss guide $6.6k | Chase Freedom $1k | Discover IT $1.4k |
Walmart $8k | Gordman's $2150 |
Scores: EQ: 676 EX: 714 TU: 720 Goal: 750 across the board
Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

Thanks guys!!


BTW was so excited that I decided to come home for lunch to check my mail... And BAM! 2 letters from First Premier one from each account saying they are deleting!! :smileyhappy:



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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New Contributor
ficochat
Posts: 51
Registered: ‎03-07-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

wow congratulations!  they are a tough one!

Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: First Premier Success HOLY SMOKES!!!!!

Go xwill! RUN!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

Congrats!!!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Established Member
FluteLadyWHS12
Posts: 51
Registered: ‎11-20-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

Congrats!! Can I please get the number that you called? In a PM? I wonder if they would let me do that? I don't know which one would be better that program or the paid charge off as I hear they don't PFD or GW. TIA

Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
0

Re: First Premier Success HOLY SMOKES!!!!!

Thanks Guys!!!

 

You guys have got me addicted to fixing my credit lol



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: First Premier Success HOLY SMOKES!!!!!


xwill04 wrote:

Thanks Guys!!!

 

You guys have got me addicted to fixing my credit lol


Lol that's the plan brother!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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