First Premier mysteriously vanished?

[Blrm]

I had a CO (paid) from FP in 2008. I have GW'd them 2 times, but they would not budge. This is the only bad thing on my report. Well a few weeks ago I noticed they were gone from exp and TU...still on EQ though. This wasn't due to drop off until the end of next year. Anyone else have this happen or have any insight as to why? I'm extremely happy about it, but it's odd.

[SusieQ]

I had a CO for First Premier that I settled for less than balance back in 2012.   It was not scheduled to drop off until 2016.   I wrote several GWs, but never successful.

On 6/20/14, it dropped off EX, then a week later EQ, then the following week TU.   Has stayed off all 3 since.........

Sometimes things just happen...lol.    Do the happy dance!  

[Blrm]

I'm definitely happy dancing over here! Lol we somehow and unknowingly defeated the beast that is FP!

[eric19k]

Congrats. Have your scores increased?

[Blrm]

Unfortunately, no. I only checked exp, but it's actually a little lower :/ I know it will only go up from here, though! It could also be lower because I opened 2 new accounts recently. In the garden I go!

[finallyfixingit]

I wish mine would vanish! Congratulations!

[Whitneyy]

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@Blrm wrote:
I had a CO (paid) from FP in 2008. I have GW'd them 2 times, but they would not budge. This is the only bad thing on my report. Well a few weeks ago I noticed they were gone from exp and TU...still on EQ though. This wasn't due to drop off until the end of next year. Anyone else have this happen or have any insight as to why? I'm extremely happy about it, but it's odd.

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You might be able to get an early exclusion from Equifax if it's falling off within the next three months or so.

[Brooks14]

Mine from 2 years ago vanished also. Wasn't supposed to be off till 2017. I never GWed them or anything but off all 3 reports, whole trade line is gone. Weird!

[RobertEG]

It looks like the creditor simply chose, for some reason, to simplify their reporitng by voluntary deleting their account from two of the three CRAs.

It does not appear to be credit report exclusion by the CRAs.

That is totally different from reporting of deletion by the furnisher of the information. 

The CRAs would not exclude that early, and if they had, would only exlcude the derogs, not the account.

[Brooks14]

Ya I checked and first premier last appeared on my reports 6 months ago then they just stopped.

weird that they would DELETE the entire trade line though.

deleted entire trade line off all 3 of my reports

im happy but find it strange.

wish capital one would do the same lol