Got a response from First Premier about a PFD CO, no dice. My question now is, it is scheduled to drop off in November 2014, should I try PFD again or PIF? Will PIF help my scores or have little affect? Thanks in advance!
The debt is $460 on a $250 limit
bumping for more responses. I have the same questions as OP.
First Premier is a tough nut to crack. After a few times trying for a PFD, I'd pay and then GW. Just my suggestion. Good Luck!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Has anybody had any luck with a GW??? I've been reading for so long and don't recall a post were anybody was successful in paying and receiving a GW from FP. So pay for future creditors and then just let it fall off when it normally would ??
There are always chances for a GW. Some are harder to get than others. I've had ones that say, "We don't do that", only to have the TL mysteriously disappear later.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
