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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: First Premier......


madmann26 wrote:

The "date updated" hasn't changed since Sept 2012. Do you have a previous report to compare to?


This was the next to last SW I pulled on 10/25/2012

 

Status as ofDate opened [?]Date of last activity [?]Largest past balance [?]Account Type [?]Account holder [?]Industry

Dec, 2011
May, 2008
Dec, 2008
$652
Revolving
Individual
National Credit Card Cos.
Descriptions [?]
  • Account transferred or sold
  • Charged off account

No contact information provided by Equifax

Balance [?] Current Status [?]

$0Bad debt/collection

Seven year payment history [?]

30 days late60 days late90+ days late

1 time
1 time
3 times (May 2009, Apr 2009, Mar 2009)

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: First Premier......

Call them?


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: First Premier......

I called and asked "how can I be late when the account was sold and balance paid in full"

 

the response I got was: " it's the credit reporting agencies that puts the lates on there"

 

This is gonna be a MAJOR headache!!!!!

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Frequent Contributor
tattooedhusker
Posts: 479
Registered: ‎10-25-2012

Re: First Premier......

First Premier is a real pain in the ... I am currently dealing with them

NFCU CashRewards $13.5k | AMEX BCE $9.5k | Lowes $17k | Sportsmanss guide $5.5k | Chase Freedom $1k | Discover IT $1.4k |
Walmart $8k | Gordman's $1350 |

Scores: EQ: 676 EX: 714 TU: 720
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: First Premier......

I'll keep my fingers crossed for ya :smileyhappy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: First Premier......

They are lieing to you. They provide the data.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: First Premier......

Yeah I know I just gotta figure out how to get this fixed, the lady from first premier said to dispute it and write the problem in. I said they were supposed to fix the incorrect reporting and she got very rude and nasty and told me to take it up with the bureau and hung up on me

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: First Premier......

Sounds like your average CA to me. Screw First Premier. I just paid a CA a settlement to have it report $0. At least it will stop hurting my utilization, it's the best I could do.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Valued Contributor
AndySoCal
Posts: 1,895
Registered: ‎04-07-2009

Re: First Premier......

Dispute this with the credit bureau which is reporting it. I would  find if possible the check showing it was paid and send it in with the dispute.

Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: First Premier......


sphinx313 wrote:

Sounds like your average CA to me. Screw First Premier. I just paid a CA a settlement to have it report $0. At least it will stop hurting my utilization, it's the best I could do.


Sad part is I'm not dealing with a CA but with FPB directly

I just couldn't believe that she was saying that the CRB's

were the ones coming up with the lates and take my issues

up with them.

 

I Disputed this morning and put in the addition comments box that

FP said that the CRB's were responsible for coming up with the lates

and that I wanted to know how that they the CRB's calculated me being

late.

 

Should be interesting.......lol

 

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards

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