06-06-2009 04:19 PM
They sent my letter back...it was a PIF request to delete derogatory status and zero balance update on a charged off account.
Label/Receipt Number: 7008 3230 0000 4153 1830
Acceptance, June 04, 2009, 3:37 pm, ATLANTA, GA 31139
06-06-2009 04:36 PM
If what you sent was a PFD offer ( an offer to pay in exchange for a deletion), then there is little you can do. It was not a legal offer for full payment; it was conditional on your part.
They can treat it is as if never sent. They could have received it, and just chucked it into the trash bin.
If you send them a firm offer,then they are obligated to provide their address to the CRA, an respond.
But your letter apparently was just an offer, with no legal basis for required response..
06-06-2009 05:03 PM
06-06-2009 09:08 PM - edited 06-06-2009 09:10 PM
I sent it to the address on my Equifax report where they verified my account info.
900 W Delaware St Ste7
Sioux Falls, SD 57104-0347
but when I checke the USPS website the tracking # said that they returned the letter bc "the forwarding order for this address is no longer valid".
06-06-2009 10:34 PM
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