Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 42
Registered: ‎05-30-2009
0

First Sign of Success...

I just wanted to say thank you to all the people who wrote and replied to posts I read or posts I made. I have just started trying to reverse many of the the consequences from my financial illiterate days. I recently posted about my 29 late payments all from 2006-2007, my high utilization, and my settled BofA account. Last week I sent out my first round of GW to CapOne, FirstFB, and Macys with hopes of bringing down my late payment number and from the advice of many of the forum members. I go to the mailbox today and low and behold there was a letter from CapOne stating they were deleting my 3 late payments on my old account. Yeah!!!! I know that this is only the first step but I'm really excited about this. 
Established Contributor
Posts: 795
Registered: ‎04-13-2009
0

Re: First Sign of Success...

That's pretty awesome, Cap1 doesn't give out GW often so congrats!
Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008
0

Re: First Sign of Success...


JoeBJay20 wrote:
That's pretty awesome, Cap1 doesn't give out GW often so congrats!

I'll second that!!!  Seriously!  I think this post here might be *maybe* the 3rd I've ever seen...and I read ALL the cap 1 letters here!

 

GOOD Goin my friend!!!  Big Congrats! Smiley Very Happy

 

What address did you use?  How long ago were your lates??  Was it a 30, 60, 90?

 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Valued Member
Posts: 42
Registered: ‎05-30-2009
0

Re: First Sign of Success...

Thanks 

 

I had one 30 and two 60's. I sent it to the Utah address provided by the CRAs.

 

Highlighted
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
0

Re: First Sign of Success...

Congrats!!!!!
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.