@Anonymous wrote:
As of today, I am now a home owner! We just took possession of a 965 sq ft, 2 bedroom 1.5 bath house in Woodburn, Oregon. After almost 2 1/2 months of negotiating and submitting an offer, a last minute appraisal that came in $15K below the selling price (delaying closing two weeks), and lost paperwork from the IRS (delaying us another two weeks), after 8 days in escrow, the lender FINALLY recieved the IRS transcript and funded the loan, and escrow closed today. I have been incredibly worried this past week, that the lender would back out at the last minute (due to my scores dropping) and leave us hanging. But they followed through despite my worries, and I now owe them $143K, payable at 3.75% over the next thirty years. Gotta love the VA.
Next goal - all FICO 8 scores over 650, and my UTI% back down to below 20% (currently 47%)
Congrats and hope you enjoy your new home....me and my wife are going to get a VA loan and hopefully buy a house in March or April of 2017
!! Congrats!