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First time over 700 FICO! Rebuild

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Anonymous
Not applicable

Re: First time over 700 FICO! Rebuild


@Anonymous wrote:
Thanks Bella! I hope so too Smiley Happy

I have a question: Looking at CCT today it shows my scores as:

702 EX, 675 TU and 677 EQ

Examining my reports the ONLY difference is that my TI and EQ reports both have an AU account of my fiancée's that has 3-4 30 day lates from 2012.

Should I remove myself from this? This account is increasing my AAOA with those bureaus, which is an upside.

AAOA for EX is 2.2 years, the other 2 show 2.8 because of this account.

What are your thoughts???

 I don't have much experience with how those lates from your AU accounts will affect your scores. I can tell you that my TU has been about 20-25 points lower than my EQ and EX since the beginning of my rebuild. I can't explain it. I have combed through my reports and can't find any significant differences. But with yours, you can see an obvious difference in those AU accounts. Maybe others with more experience can weigh in on this. Smiley Happy

Message 11 of 13
Anonymous
Not applicable

Re: First time over 700 FICO! Rebuild

Thanks for the thought Smiley Happy
Message 12 of 13
Riemi87
Established Member

Re: First time over 700 FICO! Rebuild

Congratulations! That's HUGE! 

Message 13 of 13
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