Fixing Old Debts

[bella1013]

Hi!  I have paid off, in full, several delinquent debts from 5-6 years ago.  I should have asked them to agree to take the account completely off my credit reports if I paid the balance in full before paying the balance but I didn't.  Should I call or send something in writing now, asking them to please take the account off of my credit reports since I've paid them in full or is it too late? 

[guiness56]

Since the accounts are paid, start sending GW letters to have them deleted.

[bella1013]

I'm sorry.  GW?

[bella1013]

Good Will!  Got it!! Thanks

[guiness56]

When you send them, it is a good idea to start off saying This is NOT a dispute, but a request for blah, blah, blah.  That way there will be no mistake you are not disputing anything.

[bella1013]

Thanks!