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I have a 5-year-old debt to Florida Hospital that is only $50, but no luck offering PIF for delete. Anyone have a contact?
Though this bill is older I think it may be deceptively hurting my score because it lists as a loan with 120 day lates each month (though obviously it was a co-pay not a loan.) Anyone had success with them? Tried by letter and phone and was told ony that they would update to paid status.
Other option is to PIF and GW. Funny how some will not PFD but will GW. Worth a try to just get rid of it.
Most lenders do not factor or look at small paid hospital/med bills. At 5 years it probably is not hurting your score that much. As always ymmv. IMHO, I would not worry about it. Concentrate on keeping your other accounts in good standing and pay all of your collections in full. It looks better to your creditors.
Thanks. I'm just going to pay it and try to GW then. Not really worth pursuing anymore IMO since it's an old medical debt and a small amount. Already tried to call today to pay, but now they are closed for several days for the holidays, lol.
I had a debt on my CR's for $49 listed as "Florida Hospital" and I disputed it because I could not get a hold of anyone and it was deleted after the 30 days passed. I wish I was able to get contact info so I could assure it goes away and stays away but I'll settle for a deletion today.