Rebuilding Your Credit

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Follow my progress to rebuilding my credit.

Options

‎12-07-2011 06:21 AM

So, this is my official (unofficial) credit rebuild timeline and progression.

 

As it stands, i have the following scores.

 

530 EX

507 EQ

592 TU 

 

I have setup the following spread sheet.

 

ALL DEBTS UPDATED.png

 

 

As it stands, i have a long road to go.... but i will update this thread every so often that i get an update.

 

 

BTW, the reason TMCC is reporting yellow, i ha ve 5 - 30 day lates. 

 

Currently i am working with the President of the UofP to get that account resolved!

 

thanks for reading!

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 1 of 57 (2,006 Views)
 
Reply
Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-07-2011 06:55 AM

Best of luck to you Ben!

Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean

Take the FICO Fitness Challenge
Message 2 of 57 (2,001 Views)
 
Reply
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-07-2011 09:33 AM

I need it. LOL

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 3 of 57 (1,974 Views)
 
Reply
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-07-2011 10:59 AM

Midland denied me again, i emailed all of their executive staff.... 

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 4 of 57 (1,951 Views)
 
Reply
Regular Contributor
frio
Posts: 233
Registered: ‎04-12-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-07-2011 11:06 AM

Ben who did you speak to ?

Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700

Take the FICO Fitness Challenge
Message 5 of 57 (1,947 Views)
 
Reply
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-07-2011 11:15 AM

PM Sent

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 6 of 57 (1,946 Views)
 
Reply
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-12-2011 01:01 PM

Update: Trying to PFD Apollo Gorup / University of Phoenix....

 

Other then that, there are no more i know of............

 

Waiting to hear back from the PFD.... 

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 7 of 57 (1,841 Views)
 
Reply
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-27-2011 10:09 AM

Couple score bumps, currently sitting at

 

EQ: 565 

EX:  631 

TU:  592 

 

 

5 months left to get up 30-50 points!!!

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 8 of 57 (1,677 Views)
 
Reply
Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-27-2011 01:33 PM

Wishing you the best on your road recovery, I know your pain, You can come back from poor credit, it takes time, persistance and patience, oh and yeah, myFico Forums is a big help too:smileywink:

 

May I ask where you obtain your scores?

Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge

Message 9 of 57 (1,641 Views)
 
Reply
Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Follow my progress to rebuilding my credit.

Options

‎12-27-2011 01:37 PM

EQ and TU From MyFico (EQ from SW Alert) 

 

EX is from Quizzle lol 

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 10 of 57 (1,637 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+