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Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Follow up or move on? UPDATED - QUESTION IN COMMENT

[ Edited ]

I GW'd a local CA on 3 paid accounts they have for me.  I was very specific in listing the accounts in the GW, it was very clear I was asking for all to be deleted.

 

2 have been deleted, not the 3rd.

 

I received a letter from CA saying:

This letter is to confirm ywe investigated your credit-reporting dispute on the above account and have requested it be deleted from your credit report.

 

 

Okay #1 - I didn't dispute but whatever.   Secondly, the "above account" they are talking about shows 2 account numbers, not 3.

 

Should I follow up asking about the 3rd or be greatful they did 2 and be quiet? 

 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
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Posts: 32,869
Registered: ‎08-04-2007
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Re: Follow up or be thankful and move on? (CA partial deletion)

If I had that I would wait a couple of months before sending a new GW. I probably wouldn't cite the first two.

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Re: Follow up or be thankful and move on? (CA partial deletion)

+1  Let those be removed and make a copy of your CR with those removed.  Then after a bit, kindly ask them to delete the 3rd.  Good Luck.

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Valued Member
Posts: 39
Registered: ‎02-05-2012
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Re: Follow up or be thankful and move on? (CA partial deletion)

CONGRATULATIONS!!! I also have 2 accts with a CA that were paid but are still reported on all three credit reports as unpaid. Can you please PM me your GW Ltr.? Thanks so much in advance!!


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Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Re: Follow up or be thankful and move on? (CA partial deletion)

Thanks, I think I will wait a bit like suggested.  Don't want to push them too hard haha.  And for all I know they are deleting the 3rd but it hasn't updated yet?  This CA has told me they send files to the CRAs twice a month.  So waiting is good I believe.

 

 

 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Re: Follow up or be thankful and move on? (CA partial deletion)


reneern1 wrote:

CONGRATULATIONS!!! I also have 2 accts with a CA that were paid but are still reported on all three credit reports as unpaid. Can you please PM me your GW Ltr.? Thanks so much in advance!!


 

When did you pay them?  I've heard it can take 60days sometimes to post to the CRAs.  Who is the CA?

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Re: Follow up or be thankful and move on? (CA partial deletion)

I sent another GW fax yesterday to get the remaining acct off my reports. 

 

They just called and left a message to call them.  This didn't happen last time.  Last time I just got a letter and it was off my record.

 

Even though I don't OWE them money I'm still nervous to call LOL.

 

 

MY QUESTION is this.....when I call them back, if they say "no we cannot delete" do I thank him and hang up.  Or do I say "well you deleted the first 2 I asked you to" and risk them reinserting the first 2 CA tradelines?

 

HELP!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Re: Follow up or be thankful and move on? (CA partial deletion)

Bumping in hopes someone this morning has an idea/answer.......hoping to call them back today and see what they have to say...but *I* don't want to say the wrong thing!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Re: Follow up or be thankful and move on? (CA partial deletion)

[ Edited ]

HAve I mentioned I hate waiting?   I had to leave a message for the guy yesterday afternoon and haven' heard back yet.

 

If I can get this off, I will be CA free on 2 CRs!!!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
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