For the rebuilders wondering about Cap1 secured to unsecured here you go...

[Anonymous]

Hope I'm posting this in the correct place if not please let me know thanks!

Decided to do a prequalification with my mother who does not have any credit and this was her result:

Secured MasterCard®

Primary Benefit

Security deposit of $49, $99 or $200 required. Make your first 10 monthly payments on time to earn an upgrade to an unsecured credit card. This is a special offer, so apply now.

Purchase APR

24.99% variable APR

Transfer Information

24.99% variable APR; No Transfer Fee

Annual Fee

$0

Not sure how long this "special offer" is going to last but I know some were wondering about the secured cards unsecuring so I figured I would share!

[Anonymous]

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@Anonymous wrote:

Hope I'm posting this in the correct place if not please let me know thanks!

Decided to do a prequalification with my mother who does not have any credit and this was her result:

Secured MasterCard®

Primary Benefit

Security deposit of $49, $99 or $200 required. Make your first 10 monthly payments on time to earn an upgrade to an unsecured credit card. This is a special offer, so apply now.

Purchase APR

24.99% variable APR

Transfer Information

24.99% variable APR; No Transfer Fee

Annual Fee

$0

Not sure how long this "special offer" is going to last but I know some were wondering about the secured cards unsecuring so I figured I would share!

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That's great news.  For so long the card would not secure.  Thanks for sharing.

[Anonymous]

No problem kaykay65 just trying to pay it forward!

[Anonymous]

They have backdated this "special offer" for all cardholders who obtained the card since what appears to have been since January or February of last year. I think it's safe to say they have opted to graduate these cards to be competitive with BoA/Disco/Citi. 

Mine unsecured over the weeked after the 11th statement cut last week. ^_^

[Anonymous]

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@Anonymous wrote:

They have backdated this "special offer" for all cardholders who obtained the card since what appears to have been since January or February of last year. I think it's safe to say they have opted to graduate these cards to be competitive with BoA/Disco/Citi. 

Mine unsecured over the weeked after the 11th statement cut last week. ^_^

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Congratulations lowkeyorca!!! Thats good to know thanks for the information!! That means mine has a chance of unsecuring as well!! 

[rmduhon]

Unfortunately, mine and hubby's cards are from October and November of 2015. Hopefully they'll backdate it a bit further if not completely

[Anonymous]

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@rmduhon wrote:
Unfortunately, mine and hubby's cards are from October and November of 2015. Hopefully they'll backdate it a bit further if not completely

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I hope so, too!

[Anonymous]

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@Anonymous wrote:

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@rmduhon wrote:
Unfortunately, mine and hubby's cards are from October and November of 2015. Hopefully they'll backdate it a bit further if not completely

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I hope so, too!

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I hope they do as well rmduhon!! 

[JGGM]

I logged in and went to the live chat after I saw this. I have only kept this card because of its age, use it once every couple of months for something small. I asked the live chat rep if I was eligible to be graduated to an unsecured card. It was opened in 9/2015. She said no. Wasn't a huge deal to me because I wasn't probably going to do anything with the unsecured version either. For data points, I have the QS1, GM BuyPower as well, combined $7,500 CL with 7% utilization. Also have a couple other cards. No late pays in last 5 years. I suppose this is one of those YMMV situations, but that is what I experienced today. 

[Anonymous]

Thanks for that JGGM. Even though the card has "served its purpose" I'm still sorry to hear that yours isn't eligible for graduation.