Regular Contributor
Posts: 153
Registered: ‎10-03-2012

For those rebuilding/gardening


this is proven.... I just received 4 open lines of credit with not one hard inquiry.  Was a huge relief for me to find this and I want to share it with you all.


best part- no annual fees :smileyhappy:))


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Posts: 12,952
Registered: ‎04-15-2011

Re: For those rebuilding/gardening

Commonly referred on here as the shopping cart trick.  Yes I've seen this and have heard that it works.

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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