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For those who have had Chase goodwill success...

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PeacefulP
Regular Contributor

For those who have had Chase goodwill success...

What kind of baddie was it?
How many goodwills did you send?
What specifically did you ask for?

I've been emailing their executive office requesting the deletion of a (paid) charge off and just got a denial letter from them. Thanks!
Starting Score: TU 634 EQ 614 EX 648 5/20/13
Current Score: TU 631 EQ 643 EX 641 8/7/13 (All Lender Pulled)
Goal Score: 750

Take the myFICO Fitness Challenge!
Message 1 of 11
10 REPLIES 10
Shogun
Moderator Emeritus

Re: For those who have had Chase goodwill success...

I had 2 COs with Chase when I started my rebuild.  It took me about 5 months to get them removed.  I sent a GW letter about every 2 weeks.  Nothing special, just sent it to the address on my CR.  They sent me letter after letter of how they couldn't remove.  Then one day, they just disappeared from everything.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 11
lg8302ch
Senior Contributor

Re: For those who have had Chase goodwill success...

Congrats Shogun! Looks that persistance pays ? Smiley Happy

Message 3 of 11
Rain77
Frequent Contributor

Re: For those who have had Chase goodwill success...

They deleted 1 PIF CO early last year for me.  Requested numerous times to have another removed that I recently PIF - No dice.  But it should drop off in July/Aug this year. 



Last HP 8/29/14

Message 4 of 11
PeacefulP
Regular Contributor

Re: For those who have had Chase goodwill success...

I guess I'll step it up and send written requests via snail mail as well as emails...Smiley Happy
Starting Score: TU 634 EQ 614 EX 648 5/20/13
Current Score: TU 631 EQ 643 EX 641 8/7/13 (All Lender Pulled)
Goal Score: 750

Take the myFICO Fitness Challenge!
Message 5 of 11
Shogun
Moderator Emeritus

Re: For those who have had Chase goodwill success...

Get them going.  Don't give up.  They told me there was absolutely no way they would delete, but they did.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 11
jaeroc
Established Member

Re: For those who have had Chase goodwill success...

Anyone here have the email contact info for chase they can share? PM me please!!

Message 7 of 11
tntexans72
Valued Contributor

Re: For those who have had Chase goodwill success...

Just be polite...you are asking for a GW and keep it brief and to the point.

Message 8 of 11
fairclok
Contributor

Re: For those who have had Chase goodwill success...

Do you happen to have the Chase EO contact # or email?       or specific contact at Chase?


Starting Score: Sept. 2012 EX FAKO 560; EQ FICO 590; TU FICO 576
2015 Score: Dec 2016 EX FICO 800; EQ FICO 790; TU FICO 810
Goal Score Met 2018: 825 or better on all 3


Take the FICO Fitness Challenge

Message 9 of 11
sjt
Senior Contributor

Re: For those who have had Chase goodwill success...


@Shogun wrote:

I had 2 COs with Chase when I started my rebuild.  It took me about 5 months to get them removed.  I sent a GW letter about every 2 weeks.  Nothing special, just sent it to the address on my CR.  They sent me letter after letter of how they couldn't remove.  Then one day, they just disappeared from everything.  


How old were the CO and the amounts when you made the GW request. Were you able to get back in with Chase?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 10 of 11
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