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Just looked at CR and lo and behold somehow on my CR verizon shows up as 11/2012 derogatory! It use to show paid/charge off after collection now this was in 2006 all other reports show 2006 why would this show as 2012, my bank told me we see a bad mark in last 6 months..denied me for credit... I believe this is why! So do i call equifax and say hey yall effd my report up.. it is on EQ EX shows paid.. TU shows nodda..
nope not disputed, here recently i wrote verizon they called me.. this is from 2006, so why and how would it updated in 2012, same thing on another old 2006 acct, with same EQ was updated on 06/2012, what the heck....
They can report/update every month. If they haven't in a while it can make it look like it's new.