Free scores - Who has them

[anca21bi]

Credit.com!!

[Duncanrr]

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@myjourney wrote:

Fico

FNBO EX bankcard enhanced 

Discover, Barclay and Walmart TU 

FAKO.....CS & CK

just for monitoring CR's other than that just good for laughs

My CK score hasn't changed in 4 months even tho I know it has grown by 50 pts

EQ feel free to join in the fun 

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Definately.  EQ is the one that get pulled the most for me in Louisiana.  I have SW so I get regular updates on scores with balance/score changes but it would be nice to have a free source of EQ scores.

[JPeanut503]

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@Duncanrr wrote:

Im trying to remember all the various free credit scores that are out there (FAKO and FICO).  This list will not include one time only scores that you end up having to pay for service to have them updated.  Please add to my list (these are in no particular order)

1. Credit Karma         -        Free FAKO                                                     TU and VantageScore (plus insurance scores)

2. Credit Sesame      -        Free  FAKO                                                     EX

3. Quizzle                  -        Free  FAKO                                                     EX

4. MyCreditInform     -         Free FAKO with Cap1 Secured card              EX

5. Barclays               -          Free FICO with some of their cc's                  TU

6. Discover               -          Free FICO with Discover IT                            TU

7. PSECU                -          Free FICO to CU members                             EX

8. DCU                     -          Free FICO to CU members                            EQ

9. Merrick Bank       -           Free (FICO/FAKO?) with cc                           TU

10. Unitus Community CU -  Free (FICO/FAKO?) to CU members           EQ

11. Walmart             -          Free FICO with cc                                           TU

12. Creditone           -          Free (FICO/FAKO?) with cc                            EX?

13. Credit.com         -           Free FAKO                                                     EX

14. FNBO                -            Free FICO                                                     EX

Who did I leave out?  Let me know if FAKO or FICO.

Additions and Edits in RED

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So is the Merrick Bank and FICO or FAKO? It says on the Merrick sight that it is a FICO 8. When I tried to research that here on the boards I never found a "final" answer.

Thanks!

[xaiduz114]

I read that Merrick is TU 08 bankcard enhanced? And Unitus is an actual FICO. EQ 04

[JPeanut503]

The reason I am so curious is because my Merrick score just went up to 640 from 607 last month! Since it is a TU I was thinking of taking a shot at the Walmart card.

[xaiduz114]

I would have no idea about that lol. I do hope someone else does, though!

[Duncanrr]

I need to update this list. There has been several changes to this.

[xaiduz114]

Here's some of it... Tried making it cleaner. Feel free to add what other stuff you got to it.

Monitoring service	Free FICO/FAKO	Type
CreditKarma	FAKO	TU and VantageScore (plus insurance scores)
CreditSesame	FAKO	EX
Quizzle	FAKO	EX
MyCreditInform	FAKO w/ Capital One Secured Card	EX
Barclays	FICO w/ some CC's	TU
PSECU	FICO to CU members	EX
DCU	FICO to CU members	EQ
Merrick Bank	FICO	TU 08
Unitus Community CU	FICO to CU members	EQ 04
Walmart	FICO w/ CC	TU
Creditone	FICO/FAKO?	EX?
Credit.com	FAKO	EX
FNBO	FICO	EX

[cobbson]

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@anca21bi wrote:
Credit.com!!

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credit.com gives you two fakos monthly, Experian National Equivalency Score (same one as CS) and the Experian Vantage Score 3.0.

Also note MYCREDITINFORM service ends June 30, 2014. Cap one replaced it with their Credit Tracker.