I use to subscribe to freecreditreport.com and checked my reports/scores every day and never ever had a problem. I now use Credit Check Total and still pull reports every day. It's only a soft pull, so no worries and thisis the best and simplest way to monitor your credit. Good luck!
Yeah, it's cool but it only gives you info. from one CRA (EX). I use CCT because I can see info. from all three CRA. It depends on what is on which of your reports that you are interested in tracking changes? Have you pulled all 3 of your free reports from annualcreditreport.com yet?
CCT is billed monthly it cost $22.95 and yes you can refresh all 3 every day with it. There is a link to a thread that has all the various Credit Monitoring services listed out with their benefits and costs in the credit forum.
Yes I would definitely recommend it if you are already paying $25 bucks to pull all three once a month. For the same amount of money you can pull all three daily with CCT!