I realize im just unable to control myself from apping for new credit, so for the next 24 months my files are froze until i establish a good payment and credit history that is acceptable for lenders in the future to accept me.
@DI wrote:
@LS2982 wrote:I realize im just unable to control myself from apping for new credit, so for the next 24 months my files are froze until i establish a good payment and credit history that is acceptable for lenders in the future to accept me.
Awsome! It worked for me. I have no inquiries on my TU. I'll have 1 inquiry left on EX after August 2011. EQ will have about 4 after October 2011.
I think looking forward to the good results that will come will motivate me to bust ass and make my 3 CC's stay within 9% and get the remaining 3 baddies off. If i really think about it $1800 is plenty of credit to work with for now. Good things will come when i've earned them.
@Anonymous wrote:
@LS2982 wrote:I realize im just unable to control myself from apping for new credit, so for the next 24 months my files are froze until I establish a good payment and credit history that is acceptable for lenders in the future to accept me.
Very smart move on your part!!!
I am most likely going to do the same, I already have EQ locked, just one other CC I really want, and that app all depends on my re-review of my AmEx Clear (which will be backdated to 91 if approved) if its approved, I am thinking heavily about apping for the USAA World Master Card, I have read many posts from members with scores like mine and very low util (mine is now at 1%) getting VERY high CL's.
I will have to unfreeze EQ if I decide to app for this CC, but that's as simple as a touch of a button on my Droid X (I have the EQ app and the EQ ID Patrol, which allows me to lock and unlock my EQ report as often as I want).
Wishing you the Best of Luck!
I'm trying to limit access to them (CB reports) so I let my mom pick the PINS for them. It's time to kick back and let history build itself and reap the rewards 2 yrs from now.
@Anonymous wrote:
@LS2982 wrote:I realize im just unable to control myself from apping for new credit, so for the next 24 months my files are froze until I establish a good payment and credit history that is acceptable for lenders in the future to accept me.
Very smart move on your part!!!
I am most likely going to do the same, I already have EQ locked, just one other CC I really want, and that app all depends on my re-review of my AmEx Clear (which will be backdated to 91 if approved) if its approved, I am thinking heavily about apping for the USAA World Master Card, I have read many posts from members with scores like mine and very low util (mine is now at 1%) getting VERY high CL's.
I will have to unfreeze EQ if I decide to app for this CC, but that's as simple as a touch of a button on my Droid X (I have the EQ app and the EQ ID Patrol, which allows me to lock and unlock my EQ report as often as I want).
Wishing you the Best of Luck!
Where you get this?