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Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
0

GAH!! Cap1 is sooooooooooo frustrating.

So there was an update this past weekend concerning my Cap1 CO. After the update, it was still reporting a balance of $253. I called the Exec office and got the 60-90 day speil and even retorted with, "why does it take cap1 so long, when I can have stuff updated/removed overnight?" <silence>. I was then told that when an account was settled Cap1 has to wait 30days to get the information from the CA before the balance will be reflected appropriately.

 

That's fine. I can deal with that, albeit, it's frustrating as hell.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: GAH!! Cap1 is sooooooooooo frustrating.

Patience just isn't word that goes with a name like  madmann26.  Lol,  seems like the bad can be reported instantly, but to fix something takes at least 30 days.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
0

Re: GAH!! Cap1 is sooooooooooo frustrating.

You have no idea Shogun. LOL.

 

That's fine though. I'm think that when it updates again it'll give me another little boost in score since my utilization will drop to 0 and there will multiple "payments" over the course of multiple months.

 

Thoughts?


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: GAH!! Cap1 is sooooooooooo frustrating.

You're thinking like I'm thinking, so I think your thinking is good.  I think.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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