GC Services moved from report

[Kimberly68]

As I question how to proceed with the above mentioned creditor I log into my account and see that it is removed from my equifax but not my Transunion.  Have anyone expereinced this?  If so, how did you address it?  Dont want to wake up sleeping dogs.  I was going to pay for delete but it appears to be deleting on its own

[RobertEG]

Removal from your credit report comes in two flavors.

First is actual reporting of deletion by the creditor/debt collector.  That is voluntary, and can be limited to only one CRA.

Second is credit report exclusion by the CRA.  There can be a few months difference in exclusion dates between CRAs, but they should be close, and exclusion by one is usually followed within a few months by exclusion by the others.

Was the account at or near a credit report exclusion date?

[Kimberly68]

this was a DISH account still reporting on TU     Collections Accounts Removed

Since your last update on Jun 15, 2016, 1 collections account has been removed from your credit report.

Account Type Removed Status Reported By

G C SERVICES

Collections

Removed

Equifax

[Anonymous]

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@Kimberly68 wrote:

this was a DISH account still reporting on TU     Collections Accounts Removed

Since your last update on Jun 15, 2016, 1 collections account has been removed from your credit report.

Account Type Removed Status Reported By

G C SERVICES

Collections

Removed

Equifax

---

My geuss would be that Dish is moving it to a new CA. Wait a few weeks to see if it drops from TU as well. Watch for a dunning notice from a different CA. If either happens call Dish or the CA and pay it quickly.

[Kimberly68]

thanks

[RonM21]

If that does happen, if you pay it quickly as suggested, this may prevent it from showing back up on your report.

[Kimberly68]

Ok Norman you're correct. I just received a notice to settle the account from another company I'm calling Monday to do this asap. So, may I dispute GC Services since they no longer have the account.