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Is this a good deal, I was e-mailed by the company...
RE: Brandsmart
Account: XXXX XXXX XXXX 6529
Dear XXXX XXXXX,
Congratulations! After a review of your account, you have been approved for a settlement offer.
Current Account Balance: $ 1694.81 Settlement Payment: $ 763.00 Balance Waived: $ 931.81 Final Balance*: $ 0.00 *After Settlement
It is a little less than half of the balance. What is the DOFD on the account and the SOL?
Reporting as settled for less is not a good deal. It is a very derogatory statement.
They may also try to come after you for the remaining balance.
Thanks for responding...
Ok the DOFD is 01/09; as for the SOL, I am not sure if it helps I live in Florida. What are my options or what suggestions do you have? I really didn't think that the settled for less than was a good idea!