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GECRB/Paypal

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los_west
Regular Contributor

GECRB/Paypal

I have a negative TL from GECRB listed as charge off (about $500) on my credit report. I believe they sold the account to LVNV.

I was able to get LVNV to delete the tradeline from my reports, basically closing the account through filing a BBB complaint.

So is there anything I could do to get GECRB off my reports? What should my next step be?
Starting Score: (04/18/2013) EX 572, TU 577, EQ 554
Currently: (12/2014) EX ?, TU ?, EQ 766 (new version)
Lender Pull (12/03/14): EX 759, TU 750, EQ 766
Message 1 of 7
6 REPLIES 6
guiness56
Epic Contributor

Re: GECRB/Paypal

If it is paid you can try sending GW letters.  If not it may be hard to do.

Message 2 of 7
WillF360
Regular Contributor

Re: GECRB/Paypal

If you find ANYTHING on this, let me know.  I have mine paid, even though I have ZERO clue what it was, but trying to secure a home loan so I paid it.  I just want to get in touch with somebody to try to help me out. 


In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 3 of 7
machpar
Valued Member

Re: GECRB/Paypal

 I called and them and complained to them that they were to remove the "collections" status off my TL.  It wasn't actually a collection but a charge off.  I settled for about half of what I owed.  The first time they removed all of my payment history but left the "charge off" status on there.  When I called a few days ago they said they would remove that too.

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 4 of 7
WillF360
Regular Contributor

Re: GECRB/Paypal

Who did you talk to? What number did you call?  If you could PM me, I would appreciate it greatly.  This is the one thing that stands in our way of getting a home. Thanks so much!


In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 5 of 7
los_west
Regular Contributor

Re: GECRB/Paypal

Please PM me too as well.  I just want to make sure my accounts are reporting as it should.

Starting Score: (04/18/2013) EX 572, TU 577, EQ 554
Currently: (12/2014) EX ?, TU ?, EQ 766 (new version)
Lender Pull (12/03/14): EX 759, TU 750, EQ 766
Message 6 of 7
machpar
Valued Member

Re: GECRB/Paypal

I didn't write down who I talked to.  I just complained to then first person I could find.

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 7 of 7
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