Wanted to share my experience with GLA. I googled GLA and ended up here. I like to do research on the accounts that I want to attack. Thanks for the advice guys, GLA is very easy to work with. I called today and I didn't even ask about removing it from my credit report because they brought it up on their own almost instantly. This is the easiest PFD ever. So, for anyone that searches for GL and reads this- just call them. I know that's not the typical thing to do but if you would be willing to pay in full for a deletion then simply call them. I spoke to a gentleman at their Louisville, KY address. I simply called the phone number listed on my credit report.