I'm only asking for a small bump...an acknoledgement that I'm doing the right thing. I paid what needed to be paid (3 whole collections totaling about $1200) and I even went it debt to show my credit worthiness (54 years old and this Cap One card is my first CC). I looked over my CR for errors and there were none. I've made all my payments on my mortgage and credit cards on time (except for the one last year when we went to see our son in Texas and I forgetted to pay it).
And what do the FICO Gods show me in return for my efforts? (silence with the slight sound of crickets cricketting). I get nothing..nada...zippo... How do I know? Cuz I check myFico score every 38.5 seconds just in case the SW alert was intercepted by some alien FICO demons
Just asking for a small fix...I mean bump. I see other people on here getting 50 and 60 point bumps. I get nothing. I see people getting $1500 CLIs....I get nothing (but I didn't ask).
I'm only asking for a sign (not really...I'm a signguy...if I want a sign I'll make it myself!)
Just a few points.....
Amen.
Starting Score: 
Can you make me a sign that says SW Alert Needed! Will clean up credit for a bump!
WILL WORK FOR FICO BUMP!!!!!!
tomorrow my CapOne reports a 0/500 balance vs the 256/500 it reported last month that cost me 5 points.
I checked and if I am correct I should get a nice bump tomorrow since my CapOne reported yesterday. Last month my hit came on the 15th so in between now and then if the FICO gods good be generous and grant me a fix....errrrr.....I mean bump.....please!!
OH BABY RIGHT THERE!!! I GOT A FAKO FIX.....BUT I'LL TAKE IT!!! Credit.com just gave me my monthly EX Fako score update and it went up 13 pts from 636 to 649!!It's been 2 months since I've had a bump and I've fixed everything I can fix and now all I can do is wait....and wait.....and wait...