Finally put my chips in on starting this goodwill process.
1st Round:
Pioneer MCB- one late from 2012
Military star- 2 lates 1 in 2011 and one in 12
Regional Finance: only showing 30 day lates from 2015 and 16. Account was transferred but is now reporting as 2 separate accounts from regional.
I know some 30s have little to no impact on score after 2 years. This is just the start of my gw process. If these work I'll be more inclined to use that format for the big derogatory on my report.
Harley bike repo: charged off with balance of 5877. Reporting as repo (biggest blimish)
Capital One lates: 2 cards with high balances.
Quilksilver One- 480/500
Platinum- 450/500
The QS1 has 1 60 day and 1 90 day late. The platinum has 3 30 day lates.
I'll need to pay off all of these before I proceed with gw. The repo I'm not sure if I can PFD since it is still in SOL.
I'll update in here as news develops. Reply with any suggestions.
