Reply
Regular Contributor
Unoriginalnj
Posts: 116
Registered: ‎11-13-2011
0

Re: GW First Premier Bank

I have a thought on how to deal with them but don't know if anyone's willing to try (first premier is on my list but I'm not at the point of dealing with them yet). My thoughts are:

Email or write first premier and offer that in exchange for payment in full they will:
-reopen old charged off account at their most current terms
-not perform a hard inquiry during the process
-remove negative information from the account including all late payments and change status to "pays as agrees" for all cra's to which they report
-do not merely close the old account and open a new one; but simply reopen and update the old account

That's my plan that I plan on using early 2013. Anyone wanna give it a go? It's a win for them and the consumer and it's one of they only options for first premier since they won't respond to any type of good will inquiries.
Established Member
jstrong
Posts: 10
Registered: ‎04-18-2012
0

Re: GW First Premier Bank

Yay!!!!success with Gw for 30 day late!!!!
Valued Member
pghfangirl04
Posts: 43
Registered: ‎07-02-2012
0

Re: GW First Premier Bank


jstrong wrote:
Yay!!!!success with Gw for 30 day late!!!!

No way! How did you do it?  I have been GW them for some lates and had no success.  I have emailed everyone.  Please PM me? I am so close to giving up.


Starting Score: 6/27/2012: TU-543 EQ-501 EX-535(Quizzle)
Current Score: 12/18/12: TU-571 EQ-547 EX-555(PSECU)
Goal Score: 630 by March


Take the FICO Fitness Challenge
New Contributor
RocketChick
Posts: 68
Registered: ‎06-20-2012
0

Re: GW First Premier Bank

OH WOWWWWW!! Congrats on that!! Could you PM me the contact  information that you used? Ive been sending emails and letters and got no response so far......:smileysad:

Established Member
ralcantara04
Posts: 21
Registered: ‎05-07-2012
0

Re: GW First Premier Bank

Jstrong- wow!! That's so awesome! Congrats!!!! I've just started sending GWs to them. It seems that not many people have had luck with them. Would you mind PMing me some advice or contacts? Thanks in advance!

Starting Score: (TU) 581 (EQ) 577 (EX) 546 - - March 2012
Current Score: 7/2012(TU) 644 (EQ) 600 (EX) 586 --> 8/2012 (TU) 646 (EQ) 625 (EX) ?
Goal Score: 640 across the board to qualify for FHA home loan


Take the FICO Fitness Challenge
Regular Contributor
amaurym
Posts: 134
Registered: ‎04-02-2012
0

Re: GW First Premier Bank

PM me if you need the contacts I have, then post your results on this forum. I havent had any luck with them however I wil continue next year after I close on my first home.

Current Score: EQ 694(Fako), EX 676(Fako),TU 729
Goal Score: 750 across the board
Member
Momma3
Posts: 9
Registered: ‎08-20-2012
0

Re: GW First Premier Bank

I emailed the GW letter to all of the contacts.  Today I received a response that said they do not change accurate information and that they will not delete negative information from a credit report in exchange for payment.  :smileysad:

 

Looking for advice on what to do next.....

 

 

Momma3
Starting scores 7/30/12 (EQ 585, TU 611, EX 623)
Goals - 700+ for all three :smileyhappy:
Established Member
Cher6476
Posts: 12
Registered: ‎08-20-2012
0

Re: GW First Premier Bank

Would you mind sending me that info as well? I would really appreciate it. Thanks in advance!
Valued Member
pghfangirl04
Posts: 43
Registered: ‎07-02-2012
0

Re: GW First Premier Bank

FYI . . . I have emailed all the people on the contacts that were given out and just to let anyone else know who visits this topic that they did not work for me.  I was contacting them because I still have and use their credit card and I pay my bill on time every month.  I had some past lates with them and had emailed and mailed letters to these contacts and to the pres and ceo I recieved two letters from Julie Gilson (whom I NEVER emailed or sent a letter to).  I received the second letter yesterday and in it she said she was not going to fix the account and any further contact from me will go unanswered :smileysad:.  I hope other have luck but I don't think these particular contacts are going to help.


Starting Score: 6/27/2012: TU-543 EQ-501 EX-535(Quizzle)
Current Score: 12/18/12: TU-571 EQ-547 EX-555(PSECU)
Goal Score: 630 by March


Take the FICO Fitness Challenge
Valued Member
CadillacMack
Posts: 26
Registered: ‎09-17-2012
0

Re: GW First Premier Bank

Can I someone please email me this info too please.

 

Thanks

Cadillac Mack


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}