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I've been having luck with the collection agencies taking off their accounts on my credit reports. The OC account is still listed as charged off. Should I send them a GW ltr. as well? Do you think they will take off the account even though I paid the collection agency not them?
I'm in the exact same scenario.
Once an OC account is charged off it will remain a charged off account, even payment to them wouldn't change that.
You can try a GW letter, all they can say is no.
thanks!
Yes, send the GW letter to the OC. It's worth a try.